Built on Open Wallet Standard · MCP Native

Give every dollar a rule.
Give every role a boundary.

Policy-gated allowances for families teaching financial literacy and teams governing AI spend. One MCP server. Five roles. Zero key management.

Set up your family ▶ Watch demo

Already onboarded? Paste your magic-link URL into Claude →

AllowanceAgent connected
Set up Maya with $15/week. 50% reading, 30% sports, 20% art.
Done. Maya's allowance is configured — $7.50 reading, $4.50 sports, $3.00 art per week. Savings: 20% auto-locked with 1.5× multiplier. Want to invite anyone else to the family?
Maya finished her reading goal — 90 out of 100.
Verified. Maya earned $6.75 in reading this week. Streak: 3 weeks 🔥. $1.35 auto-locked into savings. Ready to distribute?
12
MCP Tools
300
Tests Passing
5
RBAC Roles
0
Keys to Manage
Two Markets, One Engine
The same policy engine. Different vocabulary.

A parent says "50% reading, 30% sports, 20% art." A team lead says "60% AI tools, 25% compute, 15% training." AllowanceAgent doesn't know the difference.

📚

Achievement-Gated Allowance

Maya finishes her reading goal. The policy engine verifies, calculates her earnings, and distributes USDC — automatically. No manual approval.

🏦

Savings That Teach

20% auto-locks into a savings vault. After 30 days, it releases at 1.5×. Your child watches compound growth happen with real money, not a quiz.

👨‍👩‍👧

Whole Family, Five Roles

Invite grandma as family (gift-only), your co-parent (verify but not spend), or your daughter herself (view her own progress). Phone-speakable invite codes.

🏅

Gold-Backed Savings

Convert a portion of savings to PAXG (gold). Teach asset diversification: "USDC earns streaks, gold earns price appreciation." Real financial mechanics.

🤖

AI Spend Governance

Give each engineer $50/month — 60% AI subscriptions, 25% compute, 15% training. The policy engine enforces the split before the spend, not after.

📊

Automated Audit Trail

Every budget allocation, outcome report, and distribution logged with actor, timestamp, category, and amount. Finance pulls the audit log, not a spreadsheet.

🔑

Five Roles, Zero Overhead

Manager configures budgets. Team lead verifies outcomes. Employee reports usage. Advisor audits. No dashboards to build — team talks to Claude, ChatGPT, or Cursor.

🌐

Any MCP Client

Works with Claude, ChatGPT, VS Code, Cursor — any MCP-compatible client. Your team uses whatever AI tool they already have. AllowanceAgent doesn't care which one.

Access Control
Five roles. Cryptographically enforced.

Not software-level permissions. OWS policy-gated signing rules. Each role is a scoped API key with spend limits, wallet access, and tool restrictions baked into the signing layer.

👑
Manager
Full access. Configures policy, distributes, invites.
🤝
Co-parent
Verify achievements. Cannot distribute or configure.
🎒
Learner
View own data. Self-report. Cannot see siblings.
💝
Family
View progress. Send gifts. Nothing else.
📋
Advisor
Audit-read-only. For lawyers and finance.
Get Started
Three steps. Thirty seconds.

No install. No API keys. No developer console. Just a conversation.

1

Sign in with Base

Tap Set up your family and sign the request in Coinbase Wallet (or any Base Account). No passwords. No keys to manage. Your wallet is your identity.

2

Configure your family

First time? A short form asks for your kids' names, weekly budgets, and category splits. Invited by a co-parent? Your invite redeems automatically.

3

Paste your link into Claude

You'll get a one-tap magic-link URL. Paste it into Claude → Settings → Connectors. Say "What should we work on this week?" and you're running.

Returning user
Already have a magic-link URL?

Paste your personal https://allowme.dev/mcp?setup=SETUP-XXXX-XXXX URL into Claude → Settings → Connectors. No sign-in needed on subsequent sessions.

Don't have one yet? Sign in with Base →

Lost your link or it expired? Re-sign in to rotate a fresh 30-day code →

Free Claude plan: 1 custom connector. Works on mobile, desktop, and web.